Long-Term Care Insurance

Long-Term Care Insurance

Long-term care insurance helps clients pay for costs associated with long-term care. This includes care that is not usually covered by health insurance, Medicare, or Medicaid. Those who require long-term care are not necessarily sick, rather they are unable to perform daily activities, such as bathing, getting dressed, eating, using the restroom, walking, etc. To qualify for long-term care, age is not a determining factor. eAdvisorPro BGA’s long-term care insurance agents are ready with a life insurance policy that is right for you!

Coverage Options

Insurance policies for long-term care offer different coverage options. However, predicting what your long-term care needs will be is incredibly difficult, which leads many to select a policy with flexible options. Depending on the policy, long-term care insurance can help you pay for needs like living at home or at an assisted-living facility. This type of insurance will also pay for adult day care, care coordination, and other similar services.

Unsure What Your Client Needs?

If you’re unsure what type of policy your client needs, or if you’re wondering if long-term care insurance is the best choice for your client, then contact us right away!