Life Insurance

Life Insurance

eAdvisorPro BGA takes pride in being experts in the insurance industry. We represent more than 65 different carriers and can provide the best rates on permanent life insurance policies throughout the United States. When you become our client, our brokerage directors and case managers will use their extensive knowledge base to ensure that you’re confident, prepared, and happy. As professional permanent life insurance agents, we can offer lifelong protection and the ability to accumulate cash value on a tax-deferred basis. Unlike term insurance, permanent insurance remains in force for as long as you continue to pay your premiums.

Life Long Insurance

A permanent life insurance policy is designed and priced to keep a client over a long period of time. Permanent insurance is often referred to as cash-value insurance because these types of policies are capable of building cash value over time. There are different types of permanent life insurance policies, including:

1. Whole Life Insurance
2. Variable Life Insurance
3. Universal Life Insurance
4. Variable Universal Life Insurance
5. Survivorship Life Insurance

Term Life Insurance

At eAdvisorPro BGA we aim to provide our clients with the best possible term life insurance policies. Term life insurance is the most basic and least expensive form of life insurance and hence this type of policy is inexpensive because you receive what you pay for. You get a high amount of life insurance protection at a very low cost and is easy to apply and get. It can be bought without a medical exam. This policy is also a temporary form of life insurance and usually will expires in either 10, 15, 20, 25, or 30 years from the date of purchase.

Although there is an expiration date, there are options to extend it, if necessary. This option makes this policy flexible and useful for protecting your family, paying estate taxes, securing bank loans, and more.

If you’re looking for permanent life insurance for your clients, get in touch with us immediately. We’ll match you with an insurance advisor who can guide you to make the right decision for your client.